How do you guys save money for economic breakdown due to coronoa virus?

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Aim_Deep wrote:

The truth is the people who make policy and the people with large public platforms are all still getting paid. I think we should cut all government workers/media pay to zero too and see how long this shut down lasts.

As someone who has kept their job — and actually profited from the pandemic, luckily — I agree.

To be clear, my job is currently in phone customer service for a major cable TV/broadband internet provider, with a large emphasis on commissioned sales. It's a shit job if you're not good at selling, but I'm pretty amazing at selling. I've developed a pretty good nose when it comes to sniffing out the people who have actually lost their jobs during this economic crisis, from the people who are getting paid by their employer (e.g. the government) to sit on their couch at home — a .edu/.gov/.us email address is a dead giveaway. And the latter wanted to watch a bunch of HBO, which has made for a good three months for me when combined with work-at-home internet upgrades.

But enough of that. Point is I talk to a lot of people from around the country when it comes to their ability to pay their (cable) bills. And the majority are in that genuinely hurting camp, and it is more than a little heartbreaking to face the scale of the economic damage every day as part of my job. Vegas shutting down all casinos has caused imho irreparable harm. This week I dealt with a customer with suicidal ideations, successfully I hope. I'm still going strong but it's not surprising at all to me that sales are down overall among my coworkers. I understand I'm a special variety of bastard who can turn my heart off like flipping a switch, but most people thankfully aren't.

I mean, I'm not sorry about bringing home huge checks during this whole thing, but that's because I don't expect people to feel sorry about looking out for their own interests. What does strike me as more than a little odd is how some people who have been ruined by this lockdown seem so keen to keep it going — and how the people who have been on the right side of it, so far, think things can keep going like this.

To be clear I'm actually not advocating full opening of everything as if COVID19 isn't a thing. I've spoken to people infected with the virus, too — and the next of kin closing up accounts for COVID19 fatalities. But assuming that appropriate precautions are taken so people can work safe, it would be nice to see America get back to work.

As far as the rest of the world goes, suit yourselves I guess.

My mortgage broker lost 30k over night from his 401k... it’s an example of why you shouldn’t have everything in one basket... Yes I fired him..

I have lost about 500k so far. What does it mean?

Not much. Most of my excess went to helping those below me.

Imagine your losses when the rest of the world realizes you are only 4% of the population.

Good luck. I will still keep helping others and blaming leaders. You will keep supporting leaders.

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cowolter wrote:

I like to keep a spreadsheet where I track every single expense, from a Redbull at the gas station to rent and everything in between.
So for me :
Not driving anywhere so no parking/gas expenses
Not going out for drinks or dinner
No trips
No gym
Not buying anything we don't need, those new pair of shoes? Yea they can wait

I use Xero, it’s super addictive...

I got a bonus today. :) It will be burned up by some electrical updating I need to do though. Easy come, easy go.

Wife insisted on buying combat boots for next winter from bankrupt Neiman Marcus. Saying bye to more $$$