Xbox Series S crossplay Issue

Hello ! Can i get some help please.
I got Crossplay on in-game, every option in Xbox settings is allowing crossplay.

I can’t talk or see chat from crossplay, I can’t get added to a guild by ps5 player, they told me it says that my crossplay is disabled.
I can’t sell any items, I believe they can’t whisper me.
I can whisper by trade site, and they can invite me, and trade.

When I log in I get message “ crossplay with players from outside off the Xbox network is enabled”

But when I try to invite people from different platform or whisper it says “ request rejected due to your cross platform limitations”

Everything was fine like a week ago before an update.
I already tried to soft reset, hard reset, reinstalling game, logging to other character.
Nothing works !

Thank you