Character Sheet inaccurately showing resistances

Solved. Someone pointed out to me that I took Alira, which is so rare for me that it didn't even cross my mind.

Report #790,542,576

Recently I had to juggle resistances around after some gear upgrades. After dying repeatedly to one-shots in a map I didn't think would be an issue, I checked into what might be the problem and found that my character sheet was reporting a higher resistance level than my PoB was calculating.

I removed all the gear from my character including jewels in my tree that had elemental resistances - the only exception is my large cluster which has master the fundamentals allocated (but clusters have no small passive bonuses to elemental resistance).

With notables Master the Fundamentals (10) and Sentinel (10), along with resistance mastery (12), I believe (and PoB shows) that I should have 32 against the -60% for a total of -28% with no gear. Char sheet shows 13%, however:



Chaos resistance is being shown accurately.

Passive tree screenshot is below, one dex node is cut off in bottom right but otherwise all there. 12 elemental/7 chaos mastery is selected in the chaos cluster near the trap cluster. Again, clusters do not have any elemental resistance aside from Master the Fundamentals, and any jewels still in slots do not have resists either.



I have not gone so far as to reset my entire tree to try to fix it, hoping to avoid the hassle and that I am missing something obvious. Thank you for the help.

PoB Community Fork recently updated the location of the bandit quest settings (on the Configuration page now, upper left).

Here's where the +15% is coming from (Alira):