FPS drop after opening stash at Rogue harbour

The problem i've expirienced is massive fps drop and shader drops after opening any stash object at rogue harbour. It occurs after some players with a tonn of MTX-es loads at hub and overwrites shaders (or like) with theirs. It causing massive fps drops, shader issues and drive overloading, while overviewing your stash. Problem have drasticly impact at gameplay. Its hard to even prepare any heist like normal person and even to move your mouse because of delay while computer trying to process another new player with a tonn of MTX-es.

My laptop specs:
model: MSI GF65 Thin
CPU: Intel® Core™ i7-10750H, 2.6 GHz
GPU: NVIDIA® GeForce RTX™ 3060, 6 Gb
RAM: DDR4 32 Gb
SSD: Micron 2210, M.2, 512 Gb, read: 2200 Mb/s, write: 1070 MB/s

Few screenshots of problem:



update:
video record of trouble:
https://youtu.be/0PGNU0w6o-g

I opened a similar post about rogue harbor but got no responses. The area is so badly optimized and others MTX make it even worse.

Im constantly crashing here on a 4060/7800x3d at 1080p, i want to play heist but this is making is almost impossible. Tried on dx11 and vulkan.